Bronwyn C. Morrissey, CMB, AMP
National Account Manager
PMI Mortgage Insurance Co.
Superior, Colo.

About Bronwyn:
I have been in the mortgage business since 1991 starting in subprime and moving into Mortgage Insurance in 1999. I am a National Account Manager at PMI covering the some of the largest customers in various parts of the country. I love my job and the people I work with.

My husband is a Doctor and we have three beautiful girls and we live in Boulder CO. My hobby is that I am a competitive Masters runner and I travel around the country to compete in races. I am also on a sponsored mountain running team “La Sportiva”. Most of my free time is spent with my kids and training in Boulder.

CMB Motivation and Challenges:
I have been a CMB just since September 07. I was motivated to become a CMB because I wanted the knowledge that goes along with all you need to know to accomplish the designation. The challenging part was that I choose to do this during one of the most tumultuous times in the history of the mortgage industry and it was difficult to find the time to dedicate to studying.

Career Impact:
I have learned so much about different areas of the mortgage business. I now have a wider perspective, and that has been beneficial.

Business Impact:
In the very short time I have been a CMB I have already made wonderful contacts.

Importance:
It is important to be well rounded and understand everything that my customers do from origination to servicing to secondary so that I can determine how to be a good and supportive partner. PMI recognizes the value of the CMB Designation and is very supportive.

What is the most significant issue facing the real estate finance industry today?
There are many issues we face today and two that are top of the list are the lack of liquidity in market and the effect it is having on lenders and significant fraud issues.

What are the hottest trends you see that will impact the industry in the future?
Most lenders have had to take a stance getting back to basics and tightening up on guidelines. This will result in higher quality lending in the future which is a good thing for all.

How has your experience as a CMB prepared you to handle the issues and trends you listed above?
I know where to go for the information I need as well as MBA's position on issues and that has been helpful. I also have a lot of new relationships through my CMB Designation and those are valuable resources as well.

What advice do you have for those interested in obtaining the CMB Designation?
Plan your time accordingly and study in advance. Also I would highly recommend the prep course.

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