JK has 25 years of experience in the mortgage business, and is currently Senior Vice President of Home Loan Servicing at Indymac Bank. She has held senior management positions with other leaders in the industry, including Washington Mutual and HomeSide Lending, where she has been responsible for Customer Service, Default Management, Escrow Administration, Cash Management, Investor Reporting, Acquisitions, and Retail Production. She served as President of the Texas Mortgage Bankers Association in 1999 and recently served as Chairman of the MBA Loan Administration Steering Committee. She is a graduate of the MBA School of Mortgage Banking and holds the designations of Certified Mortgage Banker and Accredited Mortgage Professional. She also has her Masters