Finding a Lender First
Choosing a home and then finding out whether you can afford it
doesn't make a lot of sense. That's why visiting a lender before
you look for a home gives you and your real estate agent a number
of important advantages:
- It makes finding your home easier — with more certainty
and less anxiety — because you won't be going through the
whole process worrying about qualifying for a mortgage.
- You'll be demonstrating your seriousness as a buyer and negotiating
with the seller from a position of much greater confidence.
Working with Government and Non-Profit Organizations
Take advantage of the many federal, state and community
programs available to help you with the home buying process. Many
of these organizations offer education and resources through their
Web sites.
Internet Field Trip
Taking this online field trip will give you a chance to explore
some housing programs offered by the state of California and other
government and non-profit organizations. Read the directions below
to begin.
Directions
- Click the CHFC
link. This will take you to the California Housing
Finance Agency Web site.
- Click the programs that interest you.
- Notice the down payment assistance programs.
- Click the first link below to find the housing
agency in your state. Then, click the next link
to visit a non-profit housing organization Web
site.
- NCSHA
- The National Council of State Housing Agencies
- Habitat
for Humanity - Brings families and
communities in need together with volunteers from
all faiths to build decent affordable housing.
Note: Click the close box to return to the course.
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Click Next to learn how to work with Real Estate Agents.
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