Getting Started 1. Managing Your Money 2. The Home Buying Process 3. Keeping Your Home
 
Maintaining Your Home
Avoiding Predatory Lenders
Avoiding Foreclosure

 

Ten Ways to Avoid Unsolicited Marketing and Fraud

Protect yourself and your family from receiving unsolicited marketing and becoming victims of possible fraud.

Click the Fight back link to learn the ten steps you can take.

Internet Field Trip

This trip will help you learn how to prevent your telephone company from sharing your phone number with marketers. Follow the steps below and answer the questions that follow.

Directions

  1. Click the FTC Alert link. This will display a Consumer Advisory on the FTC Web site entitled, What Your Telephone Company Knows About You.

  2. Read the information presented.

  3. Then, check your telephone bill or contact your telephone company to determine whether they use the opt in or the opt out method.

  4. Click the Close Window link to return to the course.

Check Your Learning:

Take some time now to review what you've learned.

Directions

  1. Click each question link below. A window will open with a question to answer.
  2. Click the Close Window link to return to the course.

Other Laws that Protect You

Sending unsolicited email is now against the law.

The CAN-SPAM Act became effective on January 1, 2004. This act requires unsolicited commercial e-mail messages to be labeled and to include opt-out instructions and the sender's physical address. It prohibits the use of deceptive subject lines and false headers in such messages.

The USA PATRIOT Act was signed into law on October 26, 2001 as a reaction to the terrorist tragedies of September 11, 2001. Its basic goals are to prevent money laundering, terrorist financing, identity theft, and other forms of fraud.

To help protect you from this kind of illegal activity, the Patriot Act applies to certain telemarketing activities, including the solicitation of charitable contributions.

The next topic examines ways to avoid home repair frauds.


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